About Erben Associates
A Complete Way to Plan for What Comes Next
Erben Associates is a financial planning firm focused on exit and succession planning for business owners and high-net-worth individuals. We help clients align their business value, personal wealth, and long-term goals into a single, coordinated plan. In many cases, clients already have trusted advisors in place, but those relationships often operate independently. Our role is to bring organization and alignment across that team, ensuring decisions are made in context and working toward a unified outcome.
We help bring clarity to what you have built, what it means, and what is possible.
Many business owners have built significant value over time but lack a clear understanding of what that means for their future. The business may represent their largest asset, yet there is often uncertainty around how it translates into personal wealth, how it can be transitioned, and whether it will ultimately support the life they envision.
That uncertainty is rarely due to inaction. Most have taken steps along the way, working with advisors, putting plans in place, and making thoughtful decisions. In many cases, those decisions have been guided by capable professionals — CPAs, attorneys, or investment advisors — each bringing valuable expertise within their field. But exit and succession planning requires a different level of integration and is often approached without a dedicated focus on how all the pieces come together.
What’s missing is a clear, cohesive view of the full picture.
Our role begins there. We help bring clarity to what you have built, what it means, and what is possible, so you can move forward with greater confidence and financial clarity for you and your family.
Exit and succession planning sits at the center of our work because it connects every part of a client’s financial life. Business ownership, personal wealth, tax strategy, and long-term legacy planning are not separate decisions. They are part of the same outcome.
This is what we mean by Succession by Design, Not Default®. Rather than leaving outcomes to chance or reacting when a triggering event occurs, we help clients take a proactive, structured approach to planning for the future.
The goal is not simply to exit, but to exit with clarity, control, and intention. In many cases, it is about helping clients exit with style, on their terms, with their priorities fully aligned.
Many clients arrive having addressed parts of their planning over time — an outdated estate plan, a buy-sell agreement that hasn’t been revisited, or advisors working without cohesion.
What’s often missing is a cohesive view of how everything fits together. That is where we serve as the architect of the plan, working across the advisory team, and acting as the central point of decision-making.
We work alongside trusted advisors where relationships are strong and bring in additional expertise where needed, creating an aligned team operating within a clear framework rather than in isolation.
Because business and personal financial decisions are deeply connected, we take a holistic view of each client’s situation. By aligning business value, personal wealth, tax strategy, and long-term planning, we help ensure each decision supports the broader objective.
This concerted approach reduces uncertainty and provides what clients value most: financial clarity in decisions that carry long-term impact.
We work with business owners and families who have built meaningful success and are beginning to plan more intentionally for what comes next. As their businesses grow in scale and complexity, decisions carry greater long-term impact and require a more thoughtful approach.
Planning for that future is not a single event, but an ongoing process. As the business evolves and priorities shift, we revisit strategies, refine decisions, and address new considerations over time.
Our role remains consistent throughout. We provide structure and perspective across the full picture, helping ensure each decision supports a clear, confident path forward.