At Erben Associates, we use a systematic 5-step process built and refined over the years designed to help our clients define, plan and achieve their financial goals for themselves and their families.
We start by taking the time to listen and understand your specific needs and goals. We want to know what’s important to you and what keeps you up at night. Only when we have a clear vision of what you want to accomplish do we want to move on to the next step.
Next, we create a comprehensive roadmap for your goals based on the resources you already have. We’ll discuss your current situation and your planning objectives in order to lay the foundation for a strategic plan designed to help you get there one step at a time.
Once we have a road map with an inventory of resources and objectives, we then begin laying out strategies to help you reach your goals. We’ll take as much time as it takes to revisit and rework these goals until they feel right for you. Finally, we’ll compile a list of action items for each goal and a timeframe in which we hope to achieve them.
With a list of action items and a clear timeline, we help you implement each phase of your plan. We help ensure that all legal, financial, and tax recommendations are working together and manage your team of advisors through the whole process.
To be truly effective, any financial plan must be flexible. We’ll continue to review your plan, milestones and progress and reassess your goals to see if they’ve changed. Our team will help keep you accountable to your goals while still listening and adapting to your evolving needs.