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Disclosures

Securities and Investment Advisory services offered through M Holdings Securities, Inc., a registered broker dealer and investment advisor, member FINRA / SIPC. Investment Advisory services offered through Erben & Associates. Erben Associates is independently owned and operated.

Check the background of this Firm and/or investment professional on FINRA's BrokerCheck.

Erben Associates is a member of M Financial Group. Refer to the disclosure statement for further details regarding this relationship.

For important information related to M Securities, refer to the M Securities' Client Relationship Summary (Form CRS) by navigating to mfin.com/m-securities.

Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

This site is for information purposes and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, financial or tax advisor or plan provider.

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Erben Associates, LLC

300 Beardsley Lane, Suite D-200

Austin, TX 78746

Office (512) 402-0250 | Fax (512) 402 0381 | Toll Free (800) 329-4299

cturner@erbenassociates.com