The M Advantage

Erben Associates, LLC is a Member Firm of M Financial Group, a nationwide organization of independent insurance, investment, and executive benefit firms. We remain an independent firm, free to offer services and select products in the best interests of our clients, but our alliance with M Financial gives us the best of both worlds: access to the resources of a large organization and the independence to serve our clients the way Erben Associates has for nearly 20 years.

While our vision and focus, along with the trust and loyalty of our clients, has fueled our significant growth over the years, M Financial gives us an opportunity to enhance this growth and the value we provide to clients. With the following M advantages and our focus on client advocacy, Erben Associates is uniquely positioned to deliver differentiated solutions consistent with the objectives of our clients.

Product: With access to proprietary products, designed and priced exclusively for high net worth clients, we can create solutions our competitors can’t. This diverse selection of products, available exclusively through M Member Firms, gives Erben Associates a meaningful edge.

Carriers: Instead of being limited to one carrier and a small portfolio of products, our clients benefit from a line-up of some of the best brands in the industry and dozens of product types. This supports our ability to create, implement, and maintain customized solutions.

Service: Service remains critical to the long term relationships we maintain with clients and M Financial supports our commitment with leading edge technology, proactive sales support, and market intelligence. Because true success is measured over time, service that exceeds expectations is critical.

Expertise: While we are proud of accomplishments, we don’t pretend to know everything. With access to the intellectual capital of 140 M Member Firms around the country, we have the opportunity to learn from some of the best minds in the industry and share this insight with the clients and advisors we serve.

Client Advocacy: Everything M Financial does—reinsurance, proprietary products, due care, inforce management—is focused on client advocacy. We are proud to be part of an organization that shares our commitment and is able to demonstrate it so clearly with meaningful action.